It's on the windshield · Truck Loading Zone Ticket

I was loading, in the loading zone, and still got a $95 ticket.

Standing in a zone reserved for truck loading/unloading, ticketed as a non-qualifying vehicle or non-loading activity.

$95
A truck loading zone ticket in New York City costs $95 — the same amount anywhere in the five boroughs. That figure already includes the $15 New York State surcharge, and it doesn't grow unless you answer late.
And here's the part nobody shows you
49.5%

of the 390,194 drivers who took this exact violation to a hearing had it dismissed outright — they paid nothing at all. Another 0.6% paid less than the ticket said.

Fine: New York City Department of Finance schedule, violation code 16, checked 2026-09-02. Outcomes: NYC Open Data hearing dispositions, computed 2026-08-31. Past outcomes don't guarantee any individual result.
On the ticket this prints as: NO STANDING-EXC. TRUCK LOADING · violation code 16

Answer within 30 days and $95 stays $95.

The city gives you 30 days from the date on the ticket to ask for a hearing before late penalties start (nyc.gov — Dispute a ticket, checked 2026-09-04). Miss it and you can still be heard, but a judge who finds you guilty will add the penalties. Leave it entirely and the ticket goes into judgment about 100 days after it was issued (same page) — after that the city can collect, and once judgment debt on your plates reaches $350 the vehicle can be booted, then towed if that is unpaid 48 hours later (nyc.gov — Booting and towing, checked 2026-09-04). So tonight is early. You have room.

Your odds on this exact charge

Of the 80 violation types New York publishes hearing outcomes for, this one is 19th by how often drivers contest it — 390,194 decided hearings. It comes out 23.3 points better than the citywide 26.2%, which puts it among the charges the city more often fails to sustain.

Reductions barely feature here — 0.6 points. On this charge the hearing tends to go all one way or all the other.

The price is the same in all five boroughs: $95.

If you only read one line of defense, read this one: Vehicle qualifies as commercial and WAS actively loading — paperwork beats assumptions. That is the argument this charge turns on more than any other.
390,194 other drivers have already taken this exact violation to a hearing and had it decided. That makes it the 19th most-contested of the 80 violation types the city publishes — 1.4% of every contested ticket in the file. You are not the first person to think this one was unfair, and the city has written down how all 390,194 of those arguments went.

What to do tonight

  1. Get the one thing that proves it, before it disappearsFor this ticket that is delivery manifests/receipts with times. Photograph it tonight with your phone's date on, or scan it. Signs get replaced, receipts fade, and a photograph taken a week later is worth much less than one taken now.
  2. Ask for the hearing — online, on the app, or by mailAll three are free and all three are decided by the same hearing officers. The city itself says an in-person hearing is no more likely to end in a dismissal, and points people to the online, app and mail routes instead. By mail you fill in the back of the ticket, attach copies (never originals) of your evidence, and send it to the address printed on it. Start at nyc.gov — Dispute a ticket.
  3. Write the date on your calendar, not in your headThirty days from the date on the ticket. Answer inside it and $95 stays $95; answer late and a guilty finding comes with penalties on top. That is the whole clock.

Look — I'm not going to tell you you'll win. Plenty of people don't, and this page will say so when the city's own file says so. What I can tell you is that on this charge about 50 out of every 100 drivers who bothered to argue it walked away paying nothing, the argument costs you an evening and no money at all, and the city writes down every result whether it likes them or not. Read the numbers, take your photos, and decide with your eyes open. If something here is wrong, email me. One person reads that mail and answers it; expect a reply within a few days.

— Andrew at Axion Labs · hello@getaxionlabs.com

What actually wins

What to bring

Label it, and say what it proves. Start with delivery manifests/receipts with times as "Exhibit A", and write one sentence under it saying what it shows. A photograph with no caption makes the hearing officer guess what you meant by it; a captioned one does not.
Free, nothing stored

Not sure this is even the ticket you have?

Put in your plate and state and we'll pull every open violation on it straight from the city's live records — what's owed, how long until each one hits judgment, and the dismissal rate stamped on each ticket. The plate never appears in the address bar and we store none of it.

Look up my plate →  ·  Or check this ticket for a fatal defect →

Questions

How much is a truck loading zone ticket in NYC?

A truck loading zone ticket in New York City costs $95 — the same amount anywhere in the five boroughs. Source: the New York City Department of Finance fine schedule, violation code 16 (nyc.gov — parking violation codes and fines), checked 2026-09-02. The amount already includes the $15 New York State Criminal Justice surcharge; late penalties and interest are added on top of it.

Is it worth fighting a NO STANDING-EXC. TRUCK LOADING ticket?

Commercial drivers with delivery evidence have the strongest case here; even passenger-vehicle cases win when the ticket mis-describes the zone or the vehicle qualifies as commercial under NYC's definitions. It costs you time, not money — the hearing is free — and 49.5% of the 390,194 drivers who took this exact charge to a hearing had it dismissed outright, with 0.6 points more ending in a reduced fine (NYC Open Data hearing dispositions, computed 2026-08-31).

What actually wins against a NO STANDING-EXC. TRUCK LOADING ticket?

Vehicle qualifies as commercial and WAS actively loading — paperwork beats assumptions Zone signage defective/contradictory. The activity was expeditious loading even if the agent disagreed — delivery records with times. Ticket errors. Bring: Delivery manifests/receipts with times, Commercial registration/markings photos, Zone signage photos.

How long do I have to fight a $95 truck loading zone ticket?

Thirty days from the date on the ticket to request a hearing before late penalties start, and about 100 days from issue before an unanswered ticket goes into judgment (nyc.gov, Dispute a ticket, checked 2026-09-04). Requesting the hearing is free online, on the Pay or Dispute app, or by mail.

Where you were heard matters a little too: across all violation types the boroughs run from 23% to 31.1% dismissed outright. Those are marginals across every charge, not a figure for this one — we hold the city's borough totals and its violation totals, not the cross-tab, and we won't manufacture it. All five boroughs →

You now know what truck loading zone ticket costs in New York ($95), that the city dismissed it outright in 49.5% of 390,194 decided hearings, and what the argument on it is. All three are free and stay free: the hearing costs nothing, the rate is the city's own figure, and the route is free at nyc.gov — Dispute a ticket.

What else turns up with a truck loading zone ticket

Different charge, different odds — none of these is the 49.5% above. Each figure below belongs to the charge it sits on.

If you'd rather not write it yourself

Last, and small, and it changes none of the 49.5% above: the builder turns this page plus your own account of the truck loading zone ticket into a hearing statement. Free to build, free to read, $12.99 for the clean copy. One payment. No subscription. No cut of your fine. Writing it yourself is free and always will be.

Found a defect, or your violation has strong dismissal odds? Turn your facts into a ready-to-file hearing statement.
Build your defense statement — $12.99 →
Flat $12.99 — we never file for you and never take a cut of your fine. You stay in control on the city's own site at nyc.gov.

← All 80 violation types, with what each one costs

Dismissal rates computed 2026-08-31 from NYC Open Data hearing dispositions. Fine amounts from the NYC Department of Finance schedule, checked 2026-09-02. Deadlines from nyc.gov, Dispute a ticket, checked 2026-09-04. Boot and tow rules from nyc.gov, Booting and towing, checked 2026-09-04. Past outcomes don't guarantee any individual result.

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